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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,537 | $171,867+53.9% | $149,716+76.7% | $147,585+79.2% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 14.42% | 2113.36%-2098.9pp | 1501.67%-1487.2pp | 578.58%-564.2pp |
| Employer contribution / active EE | $7,888 | $6,275+25.7% | $5,444+44.9% | $4,876+61.8% |
| Participant deferral / active EE | $2,876 | $7,270-60.4% | $6,568-56.2% | $5,439-47.1% |
| Admin fee / account holder | $1,148 | $13,799-91.7% | $11,282-89.8% | $10,886-89.5% |