See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $96,944 |
Filed as: RESOURCES INVESTMENT ADVISORS Service code 27 · EIN 43-1451524 | Advisory (Plan) | $27,888 |
Filed as: PRINCIPAL SECURITIES INC Service code 49 · EIN 42-0941553 | Other Services | $4,524 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,740 | $86,655-13.7% | $119,609-37.5% | $66,914+11.7% |
| Participation rate | 83.6% | 75.6%+8.0pp | 79.3%+4.4pp | 69.8%+13.8pp |
| Annual return | -19.30% | -8.00%-11.3pp | -14.97%-4.3pp | 1.58%-20.9pp |
| Employer contribution / active EE | $400 | $2,536-84.2% | $4,232-90.5% | $2,544-84.3% |
| Participant deferral / active EE | $4,406 | $4,358+1.1% | $5,602-21.4% | $4,237+4.0% |
| Admin fee / account holder | $316 | $755-58.2% | $10,323-96.9% | $593-46.8% |