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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,032 | $115,810+78.8% | $101,271+104.4% | $158,966+30.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 6.96% | 56.15%-49.2pp | 46.48%-39.5pp | 302.95%-296.0pp |
| Employer contribution / active EE | $1,311 | $4,175-68.6% | $3,660-64.2% | $4,762-72.5% |
| Participant deferral / active EE | $7,971 | $4,958+60.8% | $4,371+82.4% | $5,983+33.2% |
| Admin fee / account holder | $311 | $7,248-95.7% | $5,948-94.8% | $11,250-97.2% |