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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,001 | $78,682+33.4% | $109,188-3.8% | $85,851+22.3% |
| Participation rate | 71.4% | 68.3%+3.2pp | 75.9%-4.5pp | 69.3%+2.1pp |
| Annual return | 10.56% | 25.09%-14.5pp | 25.76%-15.2pp | 318.63%-308.1pp |
| Employer contribution / active EE | $1,300 | $2,734-52.5% | $3,723-65.1% | $2,565-49.3% |
| Participant deferral / active EE | $4,582 | $3,468+32.1% | $4,654-1.6% | $3,952+15.9% |
| Admin fee / account holder | $6,969 | $5,470+27.4% | $6,755+3.2% | $6,261+11.3% |