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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,407 | $72,269-34.4% | $101,271-53.2% | $79,852-40.6% |
| Participation rate | 35.9% | 68.5%-32.6pp | 75.8%-39.9pp | 69.6%-33.7pp |
| Annual return | 20.54% | 22.29%-1.8pp | 46.48%-25.9pp | 31.72%-11.2pp |
| Employer contribution / active EE | $1,050 | $2,692-61.0% | $3,660-71.3% | $2,471-57.5% |
| Participant deferral / active EE | $1,929 | $3,282-41.2% | $4,371-55.9% | $3,740-48.4% |
| Admin fee / account holder | $649 | $4,401-85.3% | $5,948-89.1% | $5,306-87.8% |