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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,845 | $73,988+78.2% | $96,538+36.6% | $75,177+75.4% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 7.79% | 26.73%-18.9pp | 35.74%-28.0pp | 160.75%-153.0pp |
| Employer contribution / active EE | $7,905 | $2,930+169.8% | $3,740+111.4% | $2,671+195.9% |
| Participant deferral / active EE | $9,926 | $3,660+171.2% | $4,880+103.4% | $4,126+140.5% |
| Admin fee / account holder | $50,667 | $5,220+870.7% | $6,737+652.0% | $5,651+796.5% |