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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,129 | $65,034+21.7% | $90,970-13.0% | $79,856-0.9% |
| Participation rate | 84.1% | 61.6%+22.5pp | 69.0%+15.1pp | 69.6%+14.5pp |
| Annual return | 13.79% | 30.45%-16.7pp | 134.60%-120.8pp | 31.71%-17.9pp |
| Employer contribution / active EE | $1,142 | $1,247-8.5% | $2,122-46.2% | $2,471-53.8% |
| Participant deferral / active EE | $3,074 | $2,512+22.4% | $3,373-8.9% | $3,741-17.8% |
| Admin fee / account holder | $2,598 | $4,536-42.7% | $5,961-56.4% | $5,306-51.0% |