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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,102 | $71,230+29.3% | $93,727-1.7% | $80,959+13.8% |
| Participation rate | 82.8% | 60.4%+22.4pp | 68.7%+14.1pp | 67.7%+15.1pp |
| Annual return | 12.81% | 11.26%+1.6pp | 133.83%-121.0pp | 35.67%-22.9pp |
| Employer contribution / active EE | $1,927 | $1,565+23.1% | $2,421-20.4% | $2,757-30.1% |
| Participant deferral / active EE | $3,619 | $4,037-10.4% | $4,417-18.1% | $4,300-15.9% |
| Admin fee / account holder | $7,800 | $6,961+12.0% | $8,292-5.9% | $6,925+12.6% |