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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,102 | $71,197+29.4% | $93,669-1.7% | $80,925+13.8% |
| Participation rate | 82.8% | 60.4%+22.4pp | 68.7%+14.1pp | 67.7%+15.2pp |
| Annual return | 12.81% | 11.27%+1.5pp | 133.59%-120.8pp | 35.65%-22.8pp |
| Employer contribution / active EE | $1,927 | $1,565+23.2% | $2,424-20.5% | $2,756-30.1% |
| Participant deferral / active EE | $3,619 | $4,036-10.3% | $4,416-18.0% | $4,299-15.8% |
| Admin fee / account holder | $7,800 | $6,959+12.1% | $8,291-5.9% | $6,940+12.4% |