See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: WIHSHIRE ASSOCIATES INC. USA Service code 27 · EIN 95-2755361 | Advisory (Plan) | $890 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO USA Service code 15 · EIN 01-0233346 | Recordkeeping | $874 |
Service code 15 · EIN 31-1292207 | Recordkeeping | $850 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,749 | $59,263-58.2% | $96,562-74.4% | $79,386-68.8% |
| Participation rate | 63.5% | 61.9%+1.6pp | 69.8%-6.4pp | 70.7%-7.3pp |
| Annual return | 13.71% | 27.07%-13.4pp | 37.78%-24.1pp | 116.85%-103.1pp |
| Employer contribution / active EE | $0 | $1,216-100.0% | $2,356-100.0% | $2,427-100.0% |
| Participant deferral / active EE | $2,491 | $2,948-15.5% | $3,849-35.3% | $4,046-38.4% |
| Admin fee / account holder | $180 | $658-72.7% | $6,181-97.1% | $626-71.3% |