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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,976 | $93,057-35.5% | $153,500-60.9% | $80,925-25.9% |
| Participation rate | 62.9% | 69.0%-6.1pp | 77.1%-14.2pp | 67.7%-4.7pp |
| Annual return | 10.82% | 19.96%-9.1pp | 15.70%-4.9pp | 35.65%-24.8pp |
| Employer contribution / active EE | $1,843 | $3,507-47.5% | $5,039-63.4% | $2,756-33.1% |
| Participant deferral / active EE | $2,800 | $5,179-45.9% | $6,756-58.6% | $4,299-34.9% |
| Admin fee / account holder | $6,412 | $8,885-27.8% | $12,736-49.7% | $6,940-7.6% |