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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,587 | $57,352+385.7% | $83,831+232.3% | $64,173+334.1% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -4.17% | 11.38%-15.6pp | 850.99%-855.2pp | 7.63%-11.8pp |
| Employer contribution / active EE | $11,490 | $2,546+351.4% | $3,631+216.4% | $2,381+382.6% |
| Participant deferral / active EE | $11,384 | $2,993+280.3% | $4,082+178.9% | $3,470+228.1% |
| Admin fee / account holder | $5,562 | $4,046+37.5% | $5,479+1.5% | $4,887+13.8% |