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| Provider | Service type | Compensation |
|---|---|---|
VBA BENEFITS CORPORATION1 year Service code 99 · EIN 54-1741662 | Other Fees | $48,892 |
Service code 26 · EIN 71-0294708 | Advisory (Participants) | $16,675 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,026 | $130,294-44.7% | $170,057-57.6% | $71,529+0.7% |
| Participation rate | 99.6% | 86.2%+13.4pp | 87.0%+12.6pp | 67.9%+31.7pp |
| Annual return | 4.98% | 20.36%-15.4pp | 53.42%-48.4pp | 28.97%-24.0pp |
| Employer contribution / active EE | $10,790 | $4,385+146.1% | $6,790+58.9% | $2,590+316.6% |
| Participant deferral / active EE | $6,305 | $6,928-9.0% | $10,411-39.4% | $4,291+46.9% |
| Admin fee / account holder | $314 | $966-67.5% | $12,826-97.6% | $1,588-80.2% |