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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,815 | $62,409-7.4% | $120,524-52.0% | $74,429-22.3% |
| Participation rate | 43.5% | 56.8%-13.2pp | 71.9%-28.4pp | 67.2%-23.7pp |
| Annual return | 12.72% | 18.62%-5.9pp | 107.36%-94.6pp | 1368.38%-1355.7pp |
| Employer contribution / active EE | $576 | $1,847-68.8% | $3,469-83.4% | $2,625-78.0% |
| Participant deferral / active EE | $1,541 | $2,888-46.7% | $4,994-69.1% | $4,348-64.6% |
| Admin fee / account holder | $1,022 | $2,394-57.3% | $9,440-89.2% | $1,944-47.4% |