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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,815 | $62,393-7.3% | $120,580-52.1% | $74,478-22.4% |
| Participation rate | 43.5% | 56.8%-13.2pp | 72.0%-28.4pp | 67.2%-23.7pp |
| Annual return | 12.72% | 18.61%-5.9pp | 107.48%-94.8pp | 1370.56%-1357.8pp |
| Employer contribution / active EE | $576 | $1,845-68.8% | $3,469-83.4% | $2,626-78.1% |
| Participant deferral / active EE | $1,541 | $2,886-46.6% | $4,995-69.2% | $4,350-64.6% |
| Admin fee / account holder | $1,022 | $2,396-57.3% | $9,418-89.1% | $1,946-47.5% |