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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,444 | $64,890+13.2% | $134,172-45.3% | $67,986+8.0% |
| Participation rate | 41.8% | 48.5%-6.7pp | 72.5%-30.6pp | 57.2%-15.4pp |
| Annual return | 15.41% | 16.12%-0.7pp | 25.30%-9.9pp | 31.67%-16.3pp |
| Employer contribution / active EE | $665 | $1,360-51.1% | $3,420-80.6% | $2,019-67.1% |
| Participant deferral / active EE | $1,671 | $2,289-27.0% | $4,690-64.4% | $3,358-50.2% |
| Admin fee / account holder | $1,563 | $3,140-50.2% | $12,016-87.0% | $3,203-51.2% |