Filed January 20, 1993
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS2 years Filed as: AMERICAN TRUST COMPANY Service code 15 · EIN 61-1381380 2353 ALEXANDRIA DRIVE, SUITE 100 · LEXINGTON, VA 40504 | Recordkeeping | $29,132 |
Filed as: MASS MUTUAL LIFE INSURANCE Service code 51 · EIN 04-2746212 | Investment Mgmt Fees | $17,173 |
HCI-EBS, INC.6 years Service code 15 · EIN 52-2061078 424 GRAVES MILL ROAD, SUITE 300 · LYNCHBURG, VA 24502 | Recordkeeping | $8,860 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,901 | $68,547-31.6% | $120,354-61.0% | $80,856-42.0% |
| Participation rate | 94.8% | 61.6%+33.2pp | 71.9%+22.9pp | 67.6%+27.2pp |
| Annual return | 10.10% | 23.60%-13.5pp | 107.15%-97.1pp | 35.59%-25.5pp |
| Employer contribution / active EE | $1,307 | $2,051-36.3% | $3,463-62.3% | $2,755-52.6% |
| Participant deferral / active EE | $3,371 | $3,173+6.2% | $4,991-32.5% | $4,296-21.5% |
| Admin fee / account holder | $418 | $5,732-92.7% | $9,423-95.6% | $6,918-94.0% |