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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,031 | $87,834-51.0% | $133,975-67.9% | $62,881-31.6% |
| Participation rate | 96.3% | 83.4%+12.9pp | 87.1%+9.2pp | 69.3%+26.9pp |
| Annual return | 8.96% | 12.05%-3.1pp | 29.29%-20.3pp | 20.14%-11.2pp |
| Employer contribution / active EE | $1,964 | $3,482-43.6% | $5,211-62.3% | $2,281-13.9% |
| Participant deferral / active EE | $3,613 | $4,812-24.9% | $6,282-42.5% | $3,203+12.8% |
| Admin fee / account holder | $3,164 | $5,372-41.1% | $9,324-66.1% | $4,296-26.3% |