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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,853 | $54,370-28.5% | $82,763-53.1% | $68,490-43.3% |
| Participation rate | 79.5% | 63.9%+15.6pp | 72.6%+6.9pp | 67.9%+11.6pp |
| Annual return | -22.04% | -13.67%-8.4pp | 702.45%-724.5pp | -7.85%-14.2pp |
| Employer contribution / active EE | $5,209 | $2,219+134.7% | $3,008+73.2% | $2,597+100.6% |
| Participant deferral / active EE | $4,917 | $3,247+51.4% | $4,395+11.9% | $4,028+22.1% |
| Admin fee / account holder | $1,981 | $4,398-54.9% | $5,325-62.8% | $5,403-63.3% |