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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,945 | $96,678+92.3% | $86,640+114.6% | $139,466+33.3% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 6.46% | 106.69%-100.2pp | 592.52%-586.1pp | 373.66%-367.2pp |
| Employer contribution / active EE | $6,023 | $3,265+84.5% | $3,024+99.2% | $4,754+26.7% |
| Participant deferral / active EE | $12,226 | $4,837+152.8% | $4,438+175.5% | $6,712+82.1% |
| Admin fee / account holder | $2,678 | $6,410-58.2% | $5,616-52.3% | $11,409-76.5% |