Retirement plan

POTOMAC APPALACHIAN TRAIL CLUB 403(B) TAX DEFERRED ANNUITY PLAN

Name: POTOMAC APPALACHIAN TRAIL CLUB, INC - POTOMAC APPALACHIAN TRAIL CLUB 403(B) TAX DEFERRED ANNUITY PLAN (2015) Form 5500
Creator: POTOMAC APPALACHIAN TRAIL CLUB, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, POTOMAC APPALACHIAN TRAIL CLUB 403(B) TAX DEFERRED ANNUITY PLAN, POTOMAC APPALACHIAN TRAIL CLUB, INC

POTOMAC APPALACHIAN TRAIL CLUB, INCEIN 53-0187508Plan #001PY 2015

118 PARK STREET SE - VIENNA, VA 221804609703-242-0693potomacappalachian.orgLinkedIn11-50 employeeslaw practice

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$270K

No prior year

Total participants

No prior year

Average account balance

$27,037

No prior year

Annual return

8.51%

No prior year

Benchmarks

See 26,342 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort26,342 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$622K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$89K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

77.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$30K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.43%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$14660

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2L2F2G2M2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$181K

$25837 / participant

Other / not subdivided$181K100.0%

% of EOY assets

66.894%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$27,037

$84,697-68.1%

$73,845-63.4%

$125,393-78.4%

Participation rate

57.1%

76.8%-19.6pp

73.4%-16.3pp

83.2%-26.0pp

Annual return

8.51%

3123.66%-3115.2pp

2267.91%-2259.4pp

282.23%-273.7pp

Employer contribution / active EE

$1,121

$3,123-64.1%

$2,788-59.8%

$4,866-77.0%

Participant deferral / active EE

$5,149

$3,993+29.0%

$3,583+43.7%

$5,351-3.8%

Admin fee / account holder

$18,086

$5,692+217.8%

$4,881+270.6%

$9,541+89.6%

POTOMAC APPALACHIAN TRAIL CLUB 403(B) TAX DEFERRED ANNUITY PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

POTOMAC APPALACHIAN TRAIL CLUB 403(B) TAX DEFERRED ANNUITY PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion