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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $736,242 | $102,429+618.8% | $147,096+400.5% | $80,925+809.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 9.33% | 135.02%-125.7pp | 419.75%-410.4pp | 35.65%-26.3pp |
| Employer contribution / active EE | $14,937 | $3,716+302.0% | $4,936+202.6% | $2,756+441.9% |
| Participant deferral / active EE | $20,065 | $6,649+201.8% | $8,071+148.6% | $4,299+366.8% |
| Admin fee / account holder | $35,037 | $7,957+340.3% | $13,005+169.4% | $6,940+404.8% |