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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $32,511 |
COMMONWEALTH FINANCIAL NETWORK3+ years Service code 27 · EIN 04-2675571 | Advisory (Plan) | $31,790 |
ARONSON LLC1 year Service code 10 · EIN 37-1611326 | Accounting | $9,420 |
WILSHIRE ASSOCIATES INCORPORATED3+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,768 | $73,102+10.5% | $123,553-34.6% | $56,289+43.5% |
| Participation rate | 97.6% | 74.3%+23.2pp | 82.3%+15.3pp | 69.9%+27.7pp |
| Annual return | 8.66% | 3.01%+5.7pp | 119.21%-110.5pp | -9.96%+18.6pp |
| Employer contribution / active EE | $0 | $2,977-100.0% | $4,628-100.0% | $2,111-100.0% |
| Participant deferral / active EE | $7,260 | $5,423+33.9% | $6,426+13.0% | $3,350+116.7% |
| Admin fee / account holder | $361 | $554-34.7% | $9,284-96.1% | $521-30.6% |