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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,747 | $92,766+304.0% | $82,763+352.8% | $134,545+178.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -23.55% | 946.97%-970.5pp | 702.45%-726.0pp | 418.37%-441.9pp |
| Employer contribution / active EE | $9,234 | $3,273+182.1% | $3,008+206.9% | $4,742+94.7% |
| Participant deferral / active EE | $11,033 | $4,802+129.8% | $4,395+151.0% | $6,401+72.4% |
| Admin fee / account holder | $0 | $5,978-100.0% | $5,325-100.0% | $11,431-100.0% |