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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,227 | $157,829+109.9% | $136,867+142.0% | $198,609+66.8% |
| Participation rate | 100.0% | 77.2%+22.8pp | 74.5%+25.5pp | 82.4%+17.6pp |
| Annual return | 5.62% | 51.25%-45.6pp | 42.97%-37.4pp | 202.70%-197.1pp |
| Employer contribution / active EE | $21,512 | $3,923+448.4% | $3,547+506.5% | $5,055+325.5% |
| Participant deferral / active EE | $4,621 | $5,463-15.4% | $4,924-6.1% | $6,977-33.8% |
| Admin fee / account holder | $53,787 | $11,107+384.3% | $10,340+420.2% | $19,030+182.6% |