| Provider | Service type | Compensation |
|---|---|---|
BTT INTERNATIONAL PENSION FUND5+ years Service code 13 · EIN 52-6127745 | Contract Administrator | $316,361 |
COMERICA BANK2 years Service code 19 · EIN 38-1998421 | Securities Custodian | $66,586 |
AFL-CIO HOUSING INVESTMENT TRUST5+ years Filed as: AFL-CIO HOUSING Service code 28 · EIN 52-6220193 | Investment Management | $29,252 |
CALIBRE CPA GROUP PLLC5+ years Filed as: CALIBRE CPA GROUP, PLLC Service code 10 · EIN 47-0900880 | Accounting | $16,000 |
EBERTS & HARRISON5+ years Service code 22 · EIN 52-0816262 | Insurance Broker | $14,872 |
O'DWYER & BERNSTEIN, LLP5+ years Filed as: O'DWYER & BERNSTIEN, LLP Service code 29 · EIN 13-5286665 | Legal | $12,750 |
CHEIRON5+ years Filed as: CHEIRON, INC. Service code 11 · EIN 13-4215617 | Actuarial | $8,208 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,714 | $49,105-80.2% | $92,916-89.5% | $89,609-89.2% |
| Participation rate | 37.2% | 79.0%-41.8pp | 76.0%-38.8pp | 69.6%-32.4pp |
| Annual return | 13.84% | 32.35%-18.5pp | 109.45%-95.6pp | 33.65%-19.8pp |
| Employer contribution / active EE | $929 | $3,373-72.4% | $3,654-74.6% | $2,584-64.0% |
| Participant deferral / active EE | $16 | $2,531-99.4% | $4,238-99.6% | $4,222-99.6% |
| Admin fee / account holder | $25 | $93-73.2% | $5,796-99.6% | $72-65.4% |