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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,298 | $69,012-69.1% | $160,037-86.7% | $68,490-68.9% |
| Participation rate | 55.9% | 65.4%-9.5pp | 78.0%-22.1pp | 67.9%-12.0pp |
| Annual return | 0.00% | -9.65%+9.7pp | 408.95%-409.0pp | -7.85%+7.9pp |
| Employer contribution / active EE | $1,408 | $2,212-36.4% | $4,226-66.7% | $2,597-45.8% |
| Participant deferral / active EE | $2,981 | $4,212-29.2% | $6,184-51.8% | $4,028-26.0% |
| Admin fee / account holder | $14 | $4,798-99.7% | $8,716-99.8% | $5,403-99.7% |