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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,848 | $85,766+159.8% | $136,298+63.5% | $70,126+217.8% |
| Participation rate | 98.4% | 74.2%+24.3pp | 81.9%+16.5pp | 69.5%+28.9pp |
| Annual return | 13.69% | 31.46%-17.8pp | 5156.27%-5142.6pp | 73.15%-59.5pp |
| Employer contribution / active EE | $15,546 | $2,966+424.1% | $4,696+231.1% | $2,343+563.6% |
| Participant deferral / active EE | $9,389 | $5,051+85.9% | $6,247+50.3% | $3,332+181.8% |
| Admin fee / account holder | $3,549 | $5,421-34.5% | $9,244-61.6% | $4,645-23.6% |