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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,436 | $102,422+241.2% | $147,117+137.5% | $80,959+331.6% |
| Participation rate | 93.8% | 75.9%+17.9pp | 82.2%+11.6pp | 67.7%+26.1pp |
| Annual return | 14.83% | 135.16%-120.3pp | 420.54%-405.7pp | 35.67%-20.8pp |
| Employer contribution / active EE | $19,137 | $3,717+414.8% | $4,932+288.0% | $2,757+594.1% |
| Participant deferral / active EE | $14,172 | $6,652+113.0% | $8,065+75.7% | $4,300+229.5% |
| Admin fee / account holder | $40,957 | $7,953+415.0% | $12,993+215.2% | $6,925+491.4% |