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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,436 | $102,382+241.3% | $147,005+137.7% | $80,874+332.1% |
| Participation rate | 93.8% | 75.8%+18.0pp | 82.2%+11.7pp | 67.6%+26.2pp |
| Annual return | 14.83% | 134.89%-120.1pp | 418.76%-403.9pp | 35.62%-20.8pp |
| Employer contribution / active EE | $19,137 | $3,715+415.1% | $4,934+287.8% | $2,756+594.5% |
| Participant deferral / active EE | $14,172 | $6,646+113.2% | $8,070+75.6% | $4,297+229.8% |
| Admin fee / account holder | $40,957 | $7,942+415.7% | $13,006+214.9% | $6,935+490.6% |