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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,271 | $160,040-41.1% | $147,096-35.9% | $145,877-35.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.56% | 98.49%-80.9pp | 419.75%-402.2pp | 551.28%-533.7pp |
| Employer contribution / active EE | $2,311 | $5,289-56.3% | $4,936-53.2% | $4,663-50.4% |
| Participant deferral / active EE | $3,520 | $8,429-58.2% | $8,071-56.4% | $6,691-47.4% |
| Admin fee / account holder | $2,997 | $15,050-80.1% | $13,005-77.0% | $13,402-77.6% |