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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,192 | $165,399-81.7% | $149,745-79.8% | $158,982-81.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 9.68% | 348.34%-338.7pp | 276.72%-267.0pp | 302.99%-293.3pp |
| Employer contribution / active EE | $496 | $5,105-90.3% | $4,646-89.3% | $4,763-89.6% |
| Participant deferral / active EE | $4,515 | $7,183-37.1% | $6,843-34.0% | $5,983-24.5% |
| Admin fee / account holder | $18,051 | $10,811+67.0% | $9,312+93.9% | $11,252+60.4% |