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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,139 | $107,809+88.4% | $90,657+124.1% | $135,379+50.1% |
| Participation rate | 66.7% | 78.0%-11.4pp | 74.0%-7.4pp | 82.6%-16.0pp |
| Annual return | -4.61% | -0.90%-3.7pp | 1.89%-6.5pp | 519.79%-524.4pp |
| Employer contribution / active EE | $16,667 | $3,018+452.3% | $2,532+558.3% | $4,779+248.8% |
| Participant deferral / active EE | $12,566 | $3,872+224.5% | $3,424+266.9% | $5,609+124.0% |
| Admin fee / account holder | $21,743 | $5,931+266.6% | $4,994+335.3% | $10,828+100.8% |