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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,749 | $138,075-79.9% | $123,552-77.5% | $135,379-79.5% |
| Participation rate | 83.3% | 84.7%-1.4pp | 82.3%+1.0pp | 82.6%+0.7pp |
| Annual return | -8.35% | 153.70%-162.0pp | 119.20%-127.6pp | 519.79%-528.1pp |
| Employer contribution / active EE | $2,103 | $5,152-59.2% | $4,628-54.6% | $4,779-56.0% |
| Participant deferral / active EE | $5,900 | $6,800-13.2% | $6,426-8.2% | $5,609+5.2% |
| Admin fee / account holder | $5,064 | $10,917-53.6% | $9,285-45.5% | $10,828-53.2% |