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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,601 | $148,629+116.4% | $135,982+136.5% | $139,487+130.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.27% | 79.33%-65.1pp | 68.32%-54.1pp | 373.84%-359.6pp |
| Employer contribution / active EE | $4,261 | $5,247-18.8% | $4,859-12.3% | $4,755-10.4% |
| Participant deferral / active EE | $10,998 | $8,102+35.7% | $7,760+41.7% | $6,713+63.8% |
| Admin fee / account holder | $114,779 | $12,406+825.2% | $10,767+966.0% | $11,407+906.2% |