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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,547 | $157,304-83.8% | $141,197-81.9% | $152,909-83.3% |
| Participation rate | 84.2% | 84.8%-0.6pp | 82.5%+1.7pp | 82.5%+1.8pp |
| Annual return | 24.17% | 64.34%-40.2pp | 71.41%-47.2pp | 345.46%-321.3pp |
| Employer contribution / active EE | $4,866 | $5,263-7.5% | $4,736+2.8% | $4,764+2.2% |
| Participant deferral / active EE | $4,076 | $7,111-42.7% | $6,710-39.3% | $5,851-30.3% |
| Admin fee / account holder | $314 | $12,126-97.4% | $10,265-96.9% | $11,601-97.3% |