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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,909 | $116,203+23.0% | $93,621+52.6% | $152,897-6.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 27.62% | 35.96%-8.3pp | 32.76%-5.1pp | 345.43%-317.8pp |
| Employer contribution / active EE | $4,632 | $3,219+43.9% | $2,719+70.4% | $4,764-2.8% |
| Participant deferral / active EE | $5,903 | $4,605+28.2% | $4,070+45.0% | $5,851+0.9% |
| Admin fee / account holder | $1,594 | $10,751-85.2% | $7,890-79.8% | $11,599-86.3% |