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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,374 | $165,399-49.6% | $149,745-44.3% | $158,982-47.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 18.87% | 348.34%-329.5pp | 276.72%-257.9pp | 302.99%-284.1pp |
| Employer contribution / active EE | $9,188 | $5,105+80.0% | $4,646+97.8% | $4,763+92.9% |
| Participant deferral / active EE | $19,467 | $7,183+171.0% | $6,843+184.5% | $5,983+225.3% |
| Admin fee / account holder | $36,850 | $10,811+240.9% | $9,312+295.7% | $11,252+227.5% |