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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,063 | $107,368+17.4% | $92,915+35.7% | $152,909-17.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 18.44% | 145.64%-127.2pp | 109.45%-91.0pp | 345.46%-327.0pp |
| Employer contribution / active EE | $2,304 | $4,222-45.4% | $3,653-36.9% | $4,764-51.6% |
| Participant deferral / active EE | $9,778 | $4,848+101.7% | $4,238+130.7% | $5,851+67.1% |
| Admin fee / account holder | $8,502 | $7,082+20.0% | $5,796+46.7% | $11,601-26.7% |