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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,211 | $211,288+42.1% | $178,540+68.1% | $145,884+105.8% |
| Participation rate | 87.5% | 80.8%+6.7pp | 77.1%+10.4pp | 80.3%+7.2pp |
| Annual return | 10.13% | 30.27%-20.1pp | 27.15%-17.0pp | 551.85%-541.7pp |
| Employer contribution / active EE | $3,042 | $4,574-33.5% | $3,953-23.0% | $4,662-34.7% |
| Participant deferral / active EE | $9,664 | $6,967+38.7% | $6,281+53.9% | $6,690+44.5% |
| Admin fee / account holder | $47,363 | $12,105+291.3% | $10,424+354.4% | $13,392+253.7% |