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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,656 | $183,516-18.5% | $155,534-3.8% | $145,884+2.6% |
| Participation rate | 81.0% | 82.7%-1.8pp | 78.2%+2.7pp | 80.3%+0.6pp |
| Annual return | 11.58% | 61.43%-49.8pp | 64.92%-53.3pp | 551.85%-540.3pp |
| Employer contribution / active EE | $2,767 | $5,315-47.9% | $4,675-40.8% | $4,662-40.6% |
| Participant deferral / active EE | $7,364 | $6,467+13.9% | $5,630+30.8% | $6,690+10.1% |
| Admin fee / account holder | $5,139 | $19,293-73.4% | $15,900-67.7% | $13,392-61.6% |