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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,530 | $135,645-9.7% | $110,243+11.1% | $135,380-9.5% |
| Participation rate | 50.0% | 83.5%-33.5pp | 79.8%-29.8pp | 82.6%-32.6pp |
| Annual return | -7.10% | 513.24%-520.3pp | 314.76%-321.9pp | 519.81%-526.9pp |
| Employer contribution / active EE | $2,943 | $4,907-40.0% | $3,827-23.1% | $4,779-38.4% |
| Participant deferral / active EE | $2,095 | $5,507-62.0% | $4,672-55.2% | $5,609-62.7% |
| Admin fee / account holder | $384 | $11,458-96.7% | $8,548-95.5% | $10,828-96.5% |