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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,689 | $142,409-27.9% | $119,634-14.2% | $134,545-23.7% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -12.18% | -12.46%+0.3pp | -14.98%+2.8pp | 418.37%-430.6pp |
| Employer contribution / active EE | $2,291 | $5,224-56.2% | $4,232-45.9% | $4,742-51.7% |
| Participant deferral / active EE | $12,932 | $6,468+99.9% | $5,601+130.9% | $6,401+102.0% |
| Admin fee / account holder | $14,864 | $13,594+9.3% | $10,329+43.9% | $11,431+30.0% |