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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,374 | $201,344-54.1% | $184,243-49.9% | $145,877-36.7% |
| Participation rate | 69.2% | 87.5%-18.3pp | 86.8%-17.6pp | 80.3%-11.1pp |
| Annual return | 16.24% | 29.01%-12.8pp | 28.82%-12.6pp | 551.28%-535.0pp |
| Employer contribution / active EE | $1,977 | $7,022-71.8% | $6,427-69.2% | $4,663-57.6% |
| Participant deferral / active EE | $5,703 | $9,807-41.9% | $9,132-37.6% | $6,691-14.8% |
| Admin fee / account holder | $3,889 | $16,382-76.3% | $13,914-72.0% | $13,402-71.0% |