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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,796 | $27,639-86.3% | $61,501-93.8% | $68,490-94.5% |
| Participation rate | 16.0% | 39.5%-23.5pp | 52.6%-36.5pp | 67.9%-51.8pp |
| Annual return | -19.85% | -13.19%-6.7pp | 339.04%-358.9pp | -7.85%-12.0pp |
| Employer contribution / active EE | $0 | $696-100.0% | $1,160-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $388 | $1,264-69.3% | $2,125-81.7% | $4,028-90.4% |
| Admin fee / account holder | $11 | $2,012-99.4% | $2,132-99.5% | $5,403-99.8% |