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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,518 | $95,664+266.4% | $76,902+355.8% | $139,487+151.3% |
| Participation rate | 93.3% | 74.0%+19.3pp | 69.6%+23.7pp | 80.3%+13.0pp |
| Annual return | 14.55% | 55.03%-40.5pp | 37.91%-23.4pp | 373.84%-359.3pp |
| Employer contribution / active EE | $11,508 | $3,147+265.7% | $2,534+354.1% | $4,755+142.0% |
| Participant deferral / active EE | $9,193 | $4,626+98.7% | $3,833+139.8% | $6,713+36.9% |
| Admin fee / account holder | $446 | $8,311-94.6% | $5,479-91.9% | $11,407-96.1% |