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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,042 | $91,179-90.1% | $178,499-94.9% | $79,852-88.7% |
| Participation rate | 24.4% | 69.2%-44.8pp | 81.9%-57.5pp | 69.6%-45.2pp |
| Annual return | 19.58% | 24.19%-4.6pp | 151.10%-131.5pp | 31.72%-12.1pp |
| Employer contribution / active EE | $375 | $3,256-88.5% | $5,011-92.5% | $2,471-84.8% |
| Participant deferral / active EE | $1,053 | $3,236-67.4% | $5,202-79.8% | $3,740-71.8% |
| Admin fee / account holder | $200 | $6,749-97.0% | $13,986-98.6% | $5,306-96.2% |