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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,314 | $148,623-87.7% | $135,974-86.5% | $139,466-86.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.28% | 79.30%-62.0pp | 68.30%-51.0pp | 373.66%-356.4pp |
| Employer contribution / active EE | $5,164 | $5,246-1.6% | $4,859+6.3% | $4,754+8.6% |
| Participant deferral / active EE | $13,000 | $8,103+60.4% | $7,760+67.5% | $6,712+93.7% |
| Admin fee / account holder | $317 | $12,406-97.4% | $10,767-97.1% | $11,409-97.2% |