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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,521 | $61,125+254.2% | $94,057+130.2% | $87,485+147.5% |
| Participation rate | 100.0% | 64.1%+35.9pp | 73.3%+26.7pp | 68.9%+31.1pp |
| Annual return | 11.96% | 35.20%-23.2pp | 480.62%-468.7pp | 26.06%-14.1pp |
| Employer contribution / active EE | $11,674 | $2,136+446.4% | $2,933+298.0% | $2,596+349.7% |
| Participant deferral / active EE | $10,697 | $3,260+228.1% | $4,709+127.1% | $4,274+150.3% |
| Admin fee / account holder | $3,235 | $5,629-42.5% | $7,244-55.3% | $7,775-58.4% |