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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,521 | $51,638+319.3% | $68,368+216.7% | $82,448+162.6% |
| Participation rate | 100.0% | 63.6%+36.4pp | 73.8%+26.2pp | 68.1%+31.9pp |
| Annual return | 11.96% | 37.53%-25.6pp | 292.57%-280.6pp | 41.64%-29.7pp |
| Employer contribution / active EE | $11,674 | $2,047+470.4% | $2,649+340.7% | $2,551+357.6% |
| Participant deferral / active EE | $10,697 | $2,914+267.1% | $4,123+159.5% | $4,139+158.4% |
| Admin fee / account holder | $3,235 | $4,643-30.3% | $5,150-37.2% | $7,234-55.3% |