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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,310 | $93,617+27.4% | $135,982-12.3% | $75,177+58.7% |
| Participation rate | 88.6% | 75.2%+13.4pp | 81.9%+6.7pp | 67.2%+21.4pp |
| Annual return | 19.67% | 30.89%-11.2pp | 68.32%-48.7pp | 160.75%-141.1pp |
| Employer contribution / active EE | $6,705 | $3,538+89.5% | $4,859+38.0% | $2,671+151.0% |
| Participant deferral / active EE | $9,766 | $6,406+52.5% | $7,760+25.9% | $4,126+136.7% |
| Admin fee / account holder | $3,555 | $6,980-49.1% | $10,767-67.0% | $5,651-37.1% |