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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,850 | $109,967-50.1% | $97,197-43.6% | $145,877-62.4% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 15.33% | 244.27%-228.9pp | 75.47%-60.1pp | 551.28%-536.0pp |
| Employer contribution / active EE | $2,933 | $3,077-4.7% | $2,723+7.7% | $4,663-37.1% |
| Participant deferral / active EE | $11,161 | $4,676+138.7% | $4,263+161.8% | $6,691+66.8% |
| Admin fee / account holder | $335 | $6,199-94.6% | $5,637-94.1% | $13,402-97.5% |