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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,912 | $59,111+30.1% | $86,451-11.0% | $68,490+12.3% |
| Participation rate | 40.4% | 75.2%-34.9pp | 80.3%-40.0pp | 67.9%-27.5pp |
| Annual return | -4.80% | -0.22%-4.6pp | 4398.51%-4403.3pp | -7.85%+3.0pp |
| Employer contribution / active EE | $1,052 | $2,519-58.2% | $3,770-72.1% | $2,597-59.5% |
| Participant deferral / active EE | $2,808 | $5,900-52.4% | $6,953-59.6% | $4,028-30.3% |
| Admin fee / account holder | $6,348 | $5,640+12.6% | $6,734-5.7% | $5,403+17.5% |